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John-Paul Saitta is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 4 Wilsey Square
Suite 8, Ridgewood, NJ 07450-5104, (908)216-3579. In this regard, this communication is strictly intended for individuals residing in the states of New Jersey, New York. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

John-Paul Saitta is an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of New Jersey, Pennsylvania, Florida, and New York. No insurance business may be conducted outside these states referenced.